How much did Finto raise?

Finto raised £3.4 Million in a Seed round on July 8, 2026.

Who invested in Finto?

Y Combinator, Gradient and Lightspeed are named as investors in this round.

Where is Finto based and how big is it?

Finto is based in Munich, Bavaria, Germany. Fundz records about 13 employees.

Y Combinator-backed Finto raises $3.4M in seed funding, choosing Munich for its AI accounting solutions. Investors include Y Combinator, Gradient, and Lightspeed.

PRIVATEJul 08, 2026

Amount Raised

£3.4 Million

Round Type

Seed

MunichFinancial ServicesSoftwareArtificial IntelligenceFintechSaaS

Investors

Y CombinatorGradientLightspeed

Description

Finto, a German startup building AI agents for accounting, has raised £3.4M in a seed round. The funding comes from Y Combinator, Gradient, and Lightspeed. The company aims to serve European finance teams with tailored solutions. Finto is based in Munich to leverage local talent and customer base.

Quick answer

Finto raised £3.4 Million in a Seed round, dated July 8, 2026. Investors: Y Combinator, Gradient and Lightspeed. Finto is based in Munich, Bavaria, Germany.

How much did Finto raise?: Finto raised £3.4 Million in a Seed round on July 8, 2026.
Who invested in Finto?: Y Combinator, Gradient and Lightspeed are named as investors in this round.
What does Finto do?: Finto is a German startup that builds AI agents for accounting, designed to autonomously handle core accounting tasks such as invoice verification, account coding, and purchase-order matching.
Where is Finto based and how big is it?: Finto is based in Munich, Bavaria, Germany. Fundz records about 13 employees.

Source: Fundz verified event record.

Who else raised in Financial Services and Fintech around the same time

Companies in the same sectors as Finto that raised within 45 days of this round, from Fundz verified event records.

Stirling raised $2.3M (Seed) on August 13, 2026.
Jota raised $30M (Series A) on June 30, 2026.
Record OS raised $2M (Pre-Seed) on June 9, 2026.
ZeroStack Corp raised $1B on August 22, 2026.
Rillet raised $100M (Series C) on August 18, 2026.
Tax Star raised $1.8M (Seed) on August 17, 2026.

Who to call at Finto, and when

A new round usually means Finto is about to hire and buy. The teams that reach out first get the meeting.

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