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Kenyan fintech Cloud9 raises $500,000 from Alliance in pre-seed round. The digital banking platform plans to expand cross-border payments and launch virtual cards.

PRIVATEOct 07, 2026

Amount Raised

$500,000

Round Type

Pre-Seed

KenyaFinancial ServicesFinanceFintechLendingBanking

Investors

TechstarsAlliance

Description

Cloud9, a Kenyan fintech startup, has received $500,000 from Alliance, a New York-based accelerator, as part of its ongoing pre-seed round. The funding brings the company's total disclosed funding to $1 million, with previous investments from Techstars and undisclosed angel investors. Cloud9 plans to use the capital to expand into cross-border payment corridors, improve user experience, launch virtual and physical cards, and acquire more customers. Founded in late 2025, the digital banking platform serves informal businesses and retailers across Africa with integrated banking, payments, and business tools.

Quick answer

Cloud9 raised $500,000 in a Pre-Seed round, dated October 7, 2026. Investors: Techstars and Alliance. Cloud9 is based in Kenya.

How much did Cloud9 raise?
Cloud9 raised $500,000 in a Pre-Seed round on October 7, 2026.
Who invested in Cloud9?
Techstars and Alliance are named as investors in this round.
What does Cloud9 do?
Cloud9 is a Kenyan digital bank that combines banking, global payments, and business tools in one unified platform tailored for informal businesses and retailers across Africa.
Where is Cloud9 based and how big is it?
Cloud9 is based in Kenya.

Source: Fundz verified event record.

Who else raised in Financial Services and Finance around the same time

Companies in the same sectors as Cloud9 that raised within 45 days of this round, from Fundz verified event records.

  • Arka Fincap raised $85M on November 8, 2026.
  • Bread Financial™ raised $5.8M (Series C) on November 3, 2026.
  • Bloquo raised $3.7M (Seed) on November 3, 2026.
  • Akme Fintrade (India) Limited raised $5.3M (Debt Financing) on October 26, 2026.
  • ScribeUp raised $13M (Series A) on October 20, 2026.
  • EFY Finance raised an undisclosed amount (Seed) on October 13, 2026.

Who to call at Cloud9, and when

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Company Information

Company

Cloud9

Location

Kenya

About

Cloud9 is a Kenyan digital bank that combines banking, global payments, and business tools in one unified platform tailored for informal businesses and retailers across Africa. Founded in late 2025 by Tesh Mbaabu and Mesongo Sibuti, it aims to simplify and democratize access to financial tools. The company has created over 25,000 accounts and focuses on expanding cross-border payment corridors while launching virtual and physical cards.

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