Fundz

Archa raises $11M equity and $50M debt facility for corporate credit card platform with AI spend controls.

PRIVATEOct 13, 2026

Amount Raised

A$11 Million

Round Type

Venture

MelbourneFinancial ServicesArtificial IntelligenceFintechLending

Investors

The FinTech FundNetspaceBetaSharesThe IconicZip

Description

Melbourne fintech Archa has raised $11 million in equity funding to develop its business credit card platform and improve access to working capital without personal guarantees. The round was backed by executives and founders from Zip, The Iconic, BetaShares, and Netspace, alongside US investor The Fintech Fund and former Macquarie executives. In addition to the equity raise, Archa also secured a $50 million debt facility to support lending based on business performance. The capital will be used to accelerate product development, including AI tools to monitor purchases against company spending policies.

Quick answer

Archa raised A$11 Million in a funding round, dated October 13, 2026. Investors: The FinTech Fund, Netspace, BetaShares, The Iconic and Zip. Archa is based in Melbourne, Victoria, Australia.

How much did Archa raise?
Archa raised A$11 Million in a funding round on October 13, 2026.
Who invested in Archa?
The FinTech Fund, Netspace, BetaShares, The Iconic and Zip are named as investors in this round.
What does Archa do?
Archa is a Melbourne-based fintech that provides business credit card solutions and working capital access without requiring personal guarantees.
Where is Archa based and how big is it?
Archa is based in Melbourne, Victoria, Australia. Fundz records about 50 employees.

Source: Fundz verified event record.

Who else raised in Financial Services and Fintech around the same time

Companies in the same sectors as Archa that raised within 45 days of this round, from Fundz verified event records.

  • Planky raised $7.7M on November 10, 2026.
  • Crediflow AI raised $2M (Seed) on November 4, 2026.
  • Ma'moun raised $3M (Seed) on November 4, 2026.
  • Vouch raised $500K (Pre-Seed) on October 27, 2026.
  • Hyphenate raised $45M (Series A) on October 27, 2026.
  • BOB AI Holdings raised $5.5M (Seed) on October 23, 2026.

Who to call at Archa, and when

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Company Information

Company

Archa

Location

Melbourne, Victoria, Australia

About

Archa is a Melbourne-based fintech that provides business credit card solutions and working capital access without requiring personal guarantees. The platform uses AI tools to monitor corporate spending against company policies and supports lending based on business performance. Founded by former corporate M&A lawyer Oliver Kidd, the company has achieved 184% annual recurring revenue growth and processes over $200 million in annualized spending.

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Archa raised. Fundz records a round at a median of 3.6 minutes from the SEC filing, with the decision-maker attached.

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